Upcoming Courses

Hours Required by the State: 11 hours (8 Hours of Federal & 3 Hours of NY State Specific – Each state has different requirements for their state specific education.) See chart below:

• 3 hours of federal law (Federal)
• 2 hours of ethics (Federal)
• 2 hours of non-traditional mortgage lending (Federal)
• 1 hour of elective (Federal)

State Specific – Not included in the 8 Hour Federal Package

• 3 hours of state-specific education

Note: NY-DFI will not accept any hours of other state-specific education to count towards the 1 hour of elective. MLOs are advised to complete either an 11 hour NY Comprehensive course or an 8 hour Comprehensive course and a 3 hour NY elective course.

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.